After Ray N. Wiley Sr started the agency, he soon became an expert in garage liability and farmowner coverage. As the agency grew, it expanded its coverages written and added many companies for customers to choose from. Today, in this very competitive marketplace, one advantage in working with the Wiley Agency is the fact that we can provide you with several quotes for the same insured from the many companies that we represent.

Here are some of the commercial lines of insurance that we offer:

• Property - for your business contents and buildings
• Business Owners Packages - combination policies that can provide both property and liability in one policy and also provide extras such as business interruption, computer coverage, and many others.
• Liability - coverage for claims in the event of bodily injury or property damage occuring on the premises or caused by products or completed operations of your business.
• Garage Liability - a specialty coverage for new and used car dealers, auto service stations, repair garages, and stores that work on vehicles such as Western Auto, Muffler shops, etc.
• Workers Compensation - required by law in PA for businesses with employees. Dividend plans and discounted rates are available from over two dozen companies.
• Builders Risk - policies designed for new construction to cover the materials and supplies needed to build, and the increased value while building. This policy provides coverage that the standard property policy does not.
• Automobile - We can provide coverage for one business vehicle or a fleet of hundreds. Most businesses must have non-owned and hired liability and should consider "Drive other car" and Broadened First Party Benefits.
• Cargo Insurance - When contents or products are shipped anywhere, they are not usually covered unless a cargo policy is provided.
• Inland Marine - Can cover equipment and tools that move or are taken off premises.
• Boiler and Machinery - Covers boiler explosions, mechanical breakdown, and loss of income.
• Crime - Employee dishonesty, theft of money and securities, burglary and robbery.
• Computer Coverage - can provide coverage for "head crashes" in addition to other damage. Also covers data and media and extra expense to re-create information in the event of a loss.
• Bonds - from ERISA bonds to bid bonds to performance bonds.
• Group Life and Health Products
• Flood - If your business is in a flood plain, we can provide flood insurance for building and contents.
• Bailees Insurance - If your business involves keeping customers items, this can cover loss to those items while they are in your possession.
• Business Interruption and Extra Expense - in the event of a covered loss, this can provide coverage for lost income, payroll expenses, all other expenses, and extra expense incurred to move or advertise to maintain the business.
• Special Events Coverages (parties, hole-in-one, one day events) - weddings, one day sales, fairs, exhibitions, reunions.